I listen to WLTH Radio 1370 AM

I am an avid listener to WLTH Radio. The hosts and hostess also known as the "Tri-City Connection" take callers from all over the Northwest Indiana area but the subject of the day is almost always Gary, Indiana.
This morning they touched on the city's murder rate and how bad some of the grocery stores are in terms of cleanliness.
The murder rate story may be found at Topix.com where I am an editor. I cannot help you with the source of the other story.

Bad Credit Auto Loans

People who use bad credit auto loans to get a car after experiencing financial problems also improve their credit score.
The more you pay on time on a loan, the better your credit will be. Credit reporting occurs at 30, 60 and 90 days--especially if you are late with a payment.
Being late with a payment is how consumers end up in a situation where they have to take bed credit auto loans. The interest is higher.
When I go to buy a car, I will probably have to obtain a bad credit auto loan. I hope the interest rates aren't too high.
The lower the interest rate the more car you can buy with the loan amount.

Clean the snow off of your property

Make sure you clean off your stoops, steps and sidewalks. People coming to your home do not want to stumble over ice and snow drifts trying to knock on your door.
Besides that, it is rude and lazy.
If you cannot do it yourself make sure you hire someone to do it.
The reason I am writing this post is because my father just yelled at me about not sweeping the snow off of my porch.
Other than that, I hope everyone had a happy New Year because I know I did.
I hope the rest of the year is just as good.

Daniels announces state employee pay raise for 2008

INDIANAPOLIS (December 19, 2007) - Indiana Governor Mitch Daniels today announced state employee salaries will rise 4.8 percent in 2008 on average. Since taking office, Daniels has made properly compensating state employees a top priority through his "pay for performance" program. Prior to the Daniels administration, all state employees received the same across-the-board increase regardless of job performance. This approach led some high-performing employees to leave state employment because they felt unfairly and inadequately compensated.

"It's the rule in life that those working the hardest and getting the best results are rewarded more than those doing a poor job, but Indiana state government, until now, didn't apply that rule," said Daniels. "The best public servants deserve the best pay."

"We have been able to significantly increase salaries and benefits and increase them dramatically for those doing the best job of serving taxpayers," Daniels added. "Because of the new approach, we are in an improved position to attract and retain top talent, even while holding total payroll costs flat."

All state employees will receive a 1.5 percent increase that will be reflected in the employees' final 2007 check. Those whose performance evaluations "meet expectations" will receive an additional three percent performance-based increase for a combined total pay raise of 4.5 percent. Staff who "exceed expectations" will receive an additional 8.5 percent performance-based increase for a combined total pay raise of 10 percent. These merit-based raises will become effective on the last check in February for agencies completing their employee evaluations by the end of January.

Approximately 80 percent of state employees will receive a rating of "meet expectations," while 10 percent will "exceed expectations." Employees in the lowest 10 percent will receive a work plan designed to improve their job performance to the "meets expectations" level.

In addition to salary adjustments, over the last three years, Daniels also authorized increases in the state's contribution to employees' health insurance and implemented two bonus programs. Even with larger increases in average state employee compensation, total payroll costs to the state have dropped by nearly $50 million since the start of the Daniels administration. The overall decrease was made possible by a 10 percent reduction in the number of state employees.

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Rank in Rankrz

I don't know if it is because I am sleepy or what but I have completed the Rankrz registration and all but I still don't understand it. I have two votes--one of them mine--and I have a new place to promote my blog, www.imadeamesss.com. About the site, I read that Rankrz is a user-generated ranking site, which gives ad revenue opportunities to users. I want ad revenue. They want initial users for their beta site. This, I think is what I was supposed to accomplish for Rankrz and I think that I did it. If it were the aforementioned items, then we have all met our objectives and that is just fine. It is a nice site and I like it when I get help with keywords. Maybe you should go check it out for yourself. Look in the box below.

Merry Christmas and have a prosperous New Year

This was a good day for children. They were happy and enjoyed the day. The ham could have been better but I had two vegetable dishes--asparagus and corn and scalloped potatoes with butter and sharp cheddar cheese and corn bread sage dressing.
I got very little sleep over the past two days.
Of course, I didn't get any gifts BECAUSE I AIN'T GOT NO MAN...but that is another blog post.

Well tomorrow is Christmas Eve...

and the carnage will be worse than ever.
Last minute shopping, nick knacks and whatever will take up most of everyone time so if you run into rudeness or if they are out of everything at the store please keep in mind it is Christmas Eve.
Folk coming in from out-of-town can't drive and don't know your town as well as you do so be patient, don't flip anyone off--it's Christmas Eve.
Be patient when picking loved ones up from the airport because it will be crowded so be ready to wait and remember to greet your passengers with a smile. Do not say, "what were you doing in there? Buying stuff? We ain't got time for that! Don't spend all your money in one place!"
It's Christmas Eve. Don't drive through traffic switching lanes and blowing your horn and slamming on your breaks. It's Christmas Eve.
And mostly don't send your spouse out for last minute ingredients--it's Christmas Eve and he or she doesn't want to be bothered either.
(Now when Christmas dinner isn't cooked, don't complain.)

Fly me to the moon--or Australia!

I've never been to Australia but I hear it's nice and I wouldn't mind visiting. I hear it's warm. I plan on visiting somewhere out of the country soon. It’s a country larger than the whole of Europe and unless you are backpacking for a year, you will need several holidays to Australia just to see half of it. I'm going to visit the cities of Sydney and Melbourne, dive the Great Barrier Reef, walk in the rain forest, drive the Great Ocean Road, surf the great beaches, cruise the beautiful Whitsunday Islands, enjoy the rugged west coast and the vast desert of the red center. Then I'm going to sleep. The good thing about a good vacation is all of the good rest you can get.
However, I'm not the only one who wants to go. Anyone can call dialalight.com to book a flight to Australia.

Let the Countdown begin

As of December 22, the real Christmas shopping shall begin. It will be ugly. It will be a mess. People will argue and snatch gifts from your hand. It is the real deal.
Anyone in this country that celebrates Christmas is in a store on this day finishing up the last of the holiday holiday shopping.
It's too late to order stuff off of the Web because it is unlikely that it will arrive by The Day.
Watch out for bad parking bad driving and getting cussed out for pulling in front of people. A car full of gifts and the police at an accident is not the way to get the holiday cheer going.
And watch out for having packages visible in the car. Anybody walking by can see what you have and take it--even when stopping to have a lunch. Eat first and then shop. You can also take packages home then enjoy the evening.