Monday, January 14, 2008

Small Business Loan

I need a Small Business Loan to get my newspaper off of the ground. It's nice that there are a variety of places business owners can go to get lines of credit, unsecured loans and working capital.
Starting a business is the best way for me to gain financial freedom because I still have the desire to make a difference in the world--no matter how many times I get kicked in the teeth.
A loan can turn my dream into a reality and then I can be the rudder of my life.
EZUnsecured.com makes sure there is complete and correct preparation of your application so it gets approved the first time. With their extensive network of financial institutions that are willing to finance your business they are confident you'll get your loan with no upfront funding fees.

There is not much left to say

Well, I think the candidates have said a mouthful on both sides. This is an exciting campaign with things turning "ugly" and all.
I don't think race is the topic for the candidates but for the voters. This is the way the country is that is why anything out-of-the-way said to anyone is seen as incendiary and is questioned and sound-bited into the next stratosphere.
This is the way we talk it out in the USA. At least it is out in the open.
I wish they would point out some of the flaws in a Republican.
(only because I'm a Democrat and it's Red against Blue against whatever color the Independent is.)
Let's look at some of the new media words:
surrogate = people who speak on behalf of the candidate of their choice

HIV/AIDS Statistics

I know longer know how to jump rope or double dutch so don't ask me to play with your kids. Now that I have your attention please read this very interesting article on HIV and a man named John.
John. (not his actual name) is in a family of three brothers and two sisters. Of them, two of the five are living with HIV/AIDS.

John for the sake of his family members, wants to keep his illness quiet, so his name has been changed.

"When my sister was diagnosed it was before the disease had a name. She was diagnosed in 1979," he said.

Her only symptom, he said, was her boyfriend's unexpected death.

By the time the words GRID, (gay related immune deficiency) or, Slim (how researchers said the affected population in Africa referred to the disease), AIDS (Acquired Immunodeficiency Syndrome) and more recently HIV (Human Immunodeficiency Virus) were known, Kevin was had already been diagnosed.

In 1996 at the age of 46, he told his partner about the diagnosis. His partner was in shock when John told him so he got retested. Although they are still friends and his partner didn't become angry, he still moved out-of-state. He said he and his partner were having unprotected sex.

"I didn't think I was positive or my partner. The tests didn't always show in those days. The tests were not as sensitive and weren't always picking it up," he said.

John said he wasn't bitter when he found out, he took it in stride. He looks at his disease the same way a person who has heart disease would, he said.

"These things are going to happen. It is to be treated as any other public health concern. Are you not going to have a breast exam because of the public stigma? --No," he said.

The 52-year-old gay, white male is a stroke victim and wants retain some anonymity as he, in his own way, educates others about the disease--which is easier now since he has become disabled after having a total of four strokes.

"My only recover is to be involved. The main thing I'm trying to do is get people to care.

But even with being involved he says there is a stigma attached to having the disease, which is why he stays within the realm of those who walk his same path.

"You have to understand, Palm Beach County is very unique were the only county in the state that has the health care district covers health care not just hospital care. A lack of insurance keeps them from seeking services," he said.

Wednesday June 27 is National HIV Testing Day. The Palm Beach County Health Department in conjunction with it's community health partners organized a number of sites starting June 24 to June 27 to test for the virus that causes AIDS.

John said this would be the first year since his positive diagnosis that he won't be participating because of health concerns.

"We have seen 450 new HIV infections in each of the last two years. With the advances in the diagnosis and treatment of HIV/AIDS people need to know their status to be able to take advantage of these advancements and control their health. It's better to know," PBC Health Department Director, Dr. Jean Malecki said.

Health officials said Palm Beach County is unique in that their numbers of HIV/AIDS are always high.

According to the 2000 U.S. Census, over 230,000 Haitians live in Florida, making the state home to the largest Haitian population in the U.S., followed by New York. At one point, the Haitian community had been blamed for the high numbers but that has changed.

"It's not limited to the Haitian community. Statistically, there is no way of telling if the Haitian female or Jamaican or any other African-Caribbean race is being affected because statistics aren't broken down that way," Tim O’Connor, spokesman for the PBC Health Department said. The statistics show information broken down to White, Black, Hispanic and other, most times.

He said the most troubling fact is that there are 38 new HIV diagnoses each month.

A study conducted in 2002 by the PBC Health Department shows there are hot spots where teen pregnancy rates and risky sexual behavior are highest.

Lake Worth, West Palm Beach, Pahokee, Belle Glade, West Palm Beach/Haverhill, Riviera Beach, Delray Beach, Canal Point, Boynton Beach, and West Palm Beach/Greenacres, are areas where women ages 15 to 19 are having babies and engaging in risky behavior.

Additionally, health department officials say women in their childbearing years are the fastest growing group of HIV positive patients. Studies also show in 2002, Black children accounted for 90 percent of the total pediatric AIDS cases in Palm Beach County and the state led the U.S. with the highest number of pediatric AIDS cases.


Estimates show that as many as 25,000 of the 100,000 HIV infected persons in the state don't know their HIV status, information from the Palm Beach County Health Department said.

Comprehensive AIDS Program South County Regional Manager Kai Johnson and Rose Joseph are two of three regional managers that will help coordinate the county testing this month. Johnson said beware of statistics because they don’t tell the whole story.

"At one time there was a large incidence of HIV/AIDS that began with the Haitian community but that hasn't really been true for a number of years now," Johnson said.

CAP statistics show in December 2002, an estimated 5957 blacks (includes African Americans, Haitians, Jamaicans and all Caribbean Islanders) were living with HIV or AIDS in Palm Beach County, representing 67 percent of all those living with HIV/AIDS in the county at that time.

Within the state, 1 in 46 Blacks are affected by HIV/AIDS and one out of 131 people living in Palm Beach County is living with HIV/AIDS.

"Intoxicated Infant"

I'm watching Family Guy again. I can't help it--it's funny. Stewie took a liking to the 'shine.
Anyway, my newest endevor is Blogtalkradio.com where I get to host my own show. the only think is that I have to host said show after my children go to bed.
Feel free to call in to check me out!
Blogtalkradio.com/lala60610

Sunday, January 13, 2008

Friday, January 11, 2008

I'm bitter, I'm frustrated and Fed Up!

I watched the Republican debates on Fox Thursday night or as I like to call it, the
"I love Regan" contest.
Fred Thompson, Mitt Romney, John McCain, Mike Huckabee, Rudy Giuliani and Ron Paul reminded me of a box full of the cutest puppies all vying for mamma's attention.
McCain: I love Regan!
Thompson: No, I love Reagan
Huckabee: I've always loved Regan!
Chorus: We love Reagan! We love Regan!
Now, I've never heard a Democrat ever chant the name of a Democratic president like that.
Are they supposed to?
Kanye sang it on his new CD Graduation. He called a spade a spade when he did it--
"talking on TV like it's just you and me"
Characterized as getting back to the party line, the debate evolved into all of the Republican candidates trying to prove how far right they were willing to go. And folks, its pretty damn far.
I don't think a poor dummy like me was supposed to hear all of that.
I'm not a Republican. So maybe this is what it is like to be one--I don't know. Matter-of-fact, if this country's electoral college picks one more Republican president, I'll never get to see what it feels like to be one.
Come on delegates--let's get a Democrat in the office please and make it for more than one term.
Let's count the number of years we have had a Republican in office.
-Cut taxes but then spending too--no matter who it hurts.
-Fund the war until the American people protest in the streets and stage sit-ins to make us stop.
-Love president Regan but don't fund stem cell research to help Alzheimer patients.
-Kill the terrorists and make them pay for 911 (can't argue with them there)
According to the Voice of America Web site, Sen. McCain--who leads Republican polls-- summed up the Red Right's stance the best.
"In Thursday's debate in South Carolina, McCain emphasized his commitment to conservative ideals, similar to those held by former President Ronald Reagan.
"We have to return to those principles of less government, lower taxes, strong family values, strong national defense, and those [values] that made us the Reagan revolution that brought about a new dawn of a new day in America," VOA writes of McCain.

It's nice that they all love the 80s. I remember the era of Regan and he apparently was not intact during his last few years in office and the Iran Contra hearings and the inundation of coc-i-ena into this country and the Republicans not wanting to fund stem cell research--something that can help Alzheimer patients--a disease that affected our beloved former president.
Go figure.
Well, as long as the Welfare State that Ron Paul speaks of doesn't get worse, all will be well with the world.
I now know what Ron Paul is for: Reviving the role of Ross Perot.
He spoke out on the issues most everyday Republicans and conservative Democrats think about. He's just a sounding board but he's a good one.
Sometimes it just needs to be said out loud.
They all wanted to prove how in lock-step they are with the current president on the war just to flip flop later in what they'll know to be a mixed crowd instead an audience of their clones.
President Bush previously posed only one question to all of the Republican candidates: Do you have a set of values that you are willing to stick to?
This is coming from a two-term president whose father was a one-term president. Take his question seriously.
I didn't hear a clear answer. I heard them mention "Regan" and then voting for the war in Iraq.
Fox news jumped on it too.
They kidded Barack Obama on his newest support from Mr. Money money bags, John Kerry--who I think wanted to spite the other Dem opponents--but so what about that.
I think, like the rest of us, he really likes Sen. Barack Obama.
He had words with Hillary once. I can't remember what MSNBC said about why he didn't choose his former running mate.
To really get involved with the Republican Party you'd have to be doing fairly well in your personal life but I want them to care more about the corporate tax that is killing the smaller businesses. Heck, they won't even fix the SBA so that individuals can start businesses to support themselves.
They only care about businesses who have growth potential to support many. Many often starts out as a few. My business may grow that large but I will never get the chance to find out thanks to the SBA. There is a difference in being prejudiced against the poor, women and blacks and being a Republican but it's just that I cannot tell the difference anymore.
Only Romney said that he remembers what it is like to work a job.

Oh, Mr. Huckabee, stop getting people's hopes up about ending the IRS. It just won't happen because it will take change and change in government is something for idealists. You don't appear to be an idealist.
Yeah, I'm bitter--very bitter and I'm not alone.
One more thing about job growth--they are mostly service industry jobs that require specific training. I'm not working at any more gas stations. I'm a college graduate with a degree in Journalism. I need help starting a newspaper in my community or at least using my existing, transferable skills in a comparable industry.
Have a good weekend.

Wednesday, January 09, 2008

The Copycat Crew and the Big Red Elephant

I don't know why I am compelled to write anything about the the 2008 Campaign--I'm unemployed. I'd rather be at work getting paid to write but all I have is this blog. So I write.
So what's up with these theme songs at the end of all of the campaign speeches? I think they're nice because it gives the American people a glimpse into the personality of each candidate.

"Go Johnny Go"--John McCain
"Signed Sealed Delivered"-Barack Obama
"This is God's Country"-Romney or Edwards?

Anyway, I watched the speeches after the NH primary Tuesday and here is my take.
"Yes, We Can"
"I am still fired up and ready to go!" said Sen. Barack Obama (D-IL) as he congratulated Sen. Hilary Clinton (D-NY) on her winning the New Hampshire primary Tuesday.
I could see flashes of disappointment in his face as he spoke. I can tell he doesn't like losing or coming in second.
His speech differed Tuesday after placing second in the primaries in that he started to add details on how he would get both sides together to make a better America.
"They can get a seat at the table but don't get to buy every chair."
He said that a few weeks ago, no one could have imagined what happened in Iowa and then again in New Hampshire. They figured he was dreaming when he told them he wanted to be the next American president.
Keeping with previous themes of speeches, he told a more subdued crowd
"they know deep in their hearts, that it must be different this time."
Credit goes to Obama for energizing the race for the nomination and usage of the word change. I credit him for his heart-to-heart talks that his speeches had become.
"We are ready to take this country in a fundamentally new direction.
Obama means what he says--you can see it in his face. He believes what he is saying to his audience.
Watching Obama run for president is like watching the Rev. Dr. Martin Luther King run for president--if then were now. It's just that I feel almost as if Dr. King would be doing some of the same things as Obama.
The Senator took the second place win on the chin, for the team. He referred to all of them who are running for president as patriots and worthy of respect.
"...Roll up our sleeves and keep going..."
Sen. Hillary Clinton (D-NY)is now taking center stage. The look on her face is 'whew, I'm finally up where I belong.'
"I listened to you and in the process, I've found my own voice," she told the audience.
"I felt like we all spoke from our hearts...let's give America he kind of comeback New Hampshire has just given me."
"Too many have been invisible for too long--well you are not invisible to me,: she said.
She talked about standing up for the little guy.
A lawyer, standing up for the little guy? Sounds like a movie.
I've been getting walked on for so long--I'm a cynic in that area but I'd love it if someone stood up for me.
"We are in it for the American People. We will all be called on to deliver on the promise of America."
"Mac is Back"
McCain seemed just as shocked as everyone else as his newly charged raucous fans/supporters left Obama and joined him. The way they were chanting his new mantra "Mac is Back" was almost frightening.
This group of what seems like mostly male supporters are American through and through. They are fighters and are well-worth courting. I hope Obama can win them back.
There was a Caller on C-Span who spoke after the televised portions of the speeches were over who said he cannot imagine any of the candidates trying to figure out how to cover $3,000 in household expenses with a $2,500 budget. He said he wants to vote for the candidate that can show him how to do that or at the least, has had to do it him or herself.
I feel ya on that one, Caller.

Monday, January 07, 2008

Obama 's Rochester NH rally at the Opera House

Democratic presidential candidate, Sen. Barack Obama (D-Ill.)is the Michael Jordan of politics--if not told by the rabid cheers of his supporters then the
fire of his campaign and rally speeches--even when he is late.
He got heckled by a group of right-to-lifers who were in the

crowd and he handled it beautifully.
"I have no problem with you guys," he said, promising to speak with them after the rally if they wanted.
"They organized to do that and that is a part of the

American tradition," he said of them.
This is why he will be elected the next president of the USA.
"Organizing is hard to do, especially in the midst of people who

don' agree with you," he told the crowd reminding them that he started out his political learning about grassroots campaigning.


He gave his remarks before a packed crowd at the Rochester Opera House in New Hampshire.
"You will experience an epiphany. You will say, 'I have to vote for

Barack," he told the crowd.

He said people still say the Iowa win was a fluke but

it wasn't.
He lead at one point 49 percent but the gap was closed to 39

percent from Sen. Hillary Clinton's (D-NY) surge to 29 percent and
democratic nominee for vice president in 2004 and one-term North Carolina Senator John Edwards', 19 percent.
The New Hampshire Primary will be held Tuesday January, 8.
Obama said that people told him they are excited about the end of this current Republican rule.
"In one more day, we have the ability to say to those in Washington, your days are over. They will not run my White House," he said.
Anyone honest can tell you that attractiveness is a factor in

leaders. Obama is an attractive man with strong features. It

doesn't hurt that he is a Harvard grad. It doesn't hurt that he is

charismatic and projects good leadership skills.
However, according to his self assessment, if he were a doctor

he would be the type to tell you this is gonna hurt right before the nurse stuck you in the arm with the penicillin shot.
He is not promising miracles but truth and change. These items

hurt if given in high dosages or very quickly. Be prepared.
Who knows where the big bolder of change and truth will land

once it is pushed down the hill. It has a momentum of its own.
American people will have to change and cooperate.
Read between the lines in Obama's speech and ask yourself if you

are ready for change and truth. If not, then get ready. Let it

happen now while we have someone who knows how the change and

truth routine goes.
Example: Changing your body through diet means skipping fast

food joints from time to time. It hurts--especially when you

really wanted that Philly cheese steak or that slice of thick

pizza or that Vienna Beef hot dog. You may get a little grouchy.
If you want to change your lifestyle and that means no more

smoking and drinking, gossip or hanging out with people who are

detrimental for you--withdrawal of some sort will occur. It

pains you a little but if you are strong, you will win and be

better.
That is what Change and Truth are about.
Obama promises to college students $4,000 tuition credit in

return for community service or aiding foreign countries. It is

a double effect: it spreads the good news that all Americans

aren't ugly and that we have values and that we believe in a

better world.
The word American both hurts and soothes.
To do the same thing over and over but yet expect different

results is called insanity.
Obama is not about insanity but the clear opposite.
When corporate profits are cut, there has to be some

kind of mandate that people won't loose jobs or wages but that

owner or CEO will not be able to get a new yacht or move to a

bigger mansion. It is the corporate greed that hurts America.

Profits yes, shareholder's gain--yes--but greed no. There has to

be limits.
Maybe if that super rich CEO can go without that new

and bigger mansion or yacht, maybe they will understand what the

workers go through when they have to choose between extra good

tasting food like steak every once and a while or a vacation

for the family as opposed to paying that deductible to include

their teenager so that they too can drive the car or a house

that can actually accommodate aged parents and their family.
That is what the working poor think about.
They usually give up stuff like a new car when they should get

one or a bigger house out of the starter they bought years ago--

or, helping children go to college.
Hell, we can't even speak up in this country with out being

persecuted or blacklisted for opinions and thoughts that are

real. At the least, you'll be considered un-American.
Barack is a grown-up and he is reflective of the age group of people who

have the knowledge and strength to make the change and vote for

him.
I am 41 and a part of the forgotten generation

between Baby Boomers and the Generation X

the popular culture recognizes. Obama is 46, I believe--not too much older.
Generation X really starts at 1964 and beyond. I was born in 1966.

I grew up totally sixties and seventies before I got to the 80s

graduating high school in 1984. You know what was going on

then. Everyone was preppy and or Valley Girl-ish. I am still

sort of like that because preppy never goes out of style, it

just gets pushed to the back of the closet.
However, me and you bridge the gap--in that I remember what

older relatives did in the 1970s. The thin brows and afro hairstyles and

elephant leg pants and bell bottoms and platform shoes and the

"Spirit of '76" Bi-Centennial themed clothing.
The "hey baby everything's cool attitude" and "don't let the

Man get you down" and the relaxed attitudes on casual sex and

drug usage. It was at an all time high back then and we were

exposed to it whether we wanted to be or not. We were too young to say no. Gratefully, it all turned around.
The 1960s were not just about the Civil Rights Movement. There

were other things going on that were non-political.
Everything was groovy and protests were common. If it hurt,

speak-up and let the Man know--or drop some acid or other drug.
No, I'm not like the sixties children of the past an I don't take illegal

drugs. Cigarettes, coffee and whiskey are good enough. Or Vodka

and beer. You get my drift.

Saturday, January 05, 2008

Godly people need money too

Every now and again, we will all need a little help. There is no shame in that however, not everything is for everybody.
When seeking payday loans both the lender and lendee should make an appropriate match. The lender should not have unreasonable interest rates as God's people have a tendency to repay their debts and should not be penalized with high interest rates.
Also, Christians are not often given to excess and won't borrow money for frivolous matters. Money lending is a serious issue and fairness in lending is important.